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Home / Blue Cross Blue Shield Family Health Plan Vision

Blue Cross Blue Shield Family Health Plan Vision

Detect the Right
Vision Plan for You

Your optics are unique. So are our vision plans.

Blue Cross and Blue Shield of North Carolina (Blue Cross NC) makes it like shooting fish in a barrel to see the world clearer. Our new Blue 20/20 vision plans have a variety of options whether you merely desire routine visits to your eye doctor or take more serious vision needs.

Start Shopping

Looking for a dissimilar Blue Cross NC plan? You can shop all our plans here.

Other Plans

Our Vision Plans

We offer 2 vision plans to fit your budget or vision needs. The plans are outlined beneath for all in-network vision care services.

Bluish 20/xx Examination Plan

Get routine vision care at our most affordable charge per unit:

$ 7 .13

Per Member, Per Month

Routine Vision Exams
$0 copay in-network
$39 out-of-network

Frames
No assart
35% discount on consummate gear up of spectacles

Lenses
No lens benefit
35% discount on complete ready of glasses
Progressive lenses included in 35% disbelieve

Contact Lenses
fifteen% off retail on conventional contact lenses
No discount on disposable lenses

Non-Prescription Glasses/Sunglasses
xx% disbelieve

LASIK or PYK
15% off retail or 5% off promotional cost

Retinal Imaging
Discounted up to $39

Blue xx/twenty Exam Plus Program

Get comprehensive vision coverage at an affordable rate:

$ 16 .36

Per Fellow member, Per Month

Routine Vision Exams
$0 copay in-network
$39 out-of-network

Frames
$150 assart
20% discount on remaining residuum

Lenses1
$25 copay on standard plastic lenses
$25 copay plus $65 on progressive lenses
Member costs on premium progressive lenses are dependent on tierstwo

Contact Lenses1
$150 allowance and 15% discount on remaining cost for lenses
$150 allowance on disposable lenses

Non-Prescription Glasses/Sunglasses
twenty% discount

LASIK or PYK
fifteen% off retail or 5% off promotional toll

Retinal Imaging
Discounted upwardly to $39

Start Shopping

You take the pick to visit whatsoever eye doctor y'all want. However, these plan benefits are for in-network services only. You lot may have additional costs or fees for choosing an out-of-network provider.​


Yous can see these out-of-network costs in our Vision Plan Brochure.

Why are vision exams important?

Going to the center dr. can assistance more than just your optics. Eye exams are an like shooting fish in a barrel mode to observe:iii

  • Brain tumors
  • Cancers
  • Cataracts
  • Diabetes
  • Glaucoma
  • Heart affliction
  • High claret force per unit area
  • High cholesterol
  • Macular degeneration

What to expect at a routine vision exam?

Every doctor is different when it comes to treating their patients. But there are some things that you should expect at every routine vision exam. Your doctor may:

  • Ask y'all questions almost your vision history, medical history and your family'south vision
  • Exam to see if you need corrective lenses or take poor vision
  • Come across how your eyes react to calorie-free
  • Test your field of vision and how well you can run across
  • Check for color incomprehension
  • Screen your eyes for glaucoma
  • Perform heart dilation

Older patients may accept more detailed routine heart exams. Talk to your eye doctor if you're having problem with your optics before your exam starts to ensure you get the well-nigh authentic treatment.

Quality Partners for Quality Eye Care

We partner with some of the nation'south largest retailers to give you the easiest access to high-quality, affordable eye care. Our big network – powered by EyeMed – offers you many center doctors to choose from who carry some of the best brands of eye wearable, contact lenses and sunglasses – all covered nether your plan. Our Detect a Md tool makes it user-friendly to find a doctor in-network and that you similar. Here are just some of our heart intendance partners:

It'due south easy to apply for a vision insurance plan online.

  1. ClickApply Now beneath
  2. Enter some information near yourself
  3. Submit your application​

Utilise Now

Already shopping for a Bluish Cross NC health plan? Add together a vision plan to your health plan application before submitting.

Need more than help?

  1. Read our Oftentimes Asked Questions below
  2. Phone call us at 1-800-324-4973, Monday - Friday, viii a.m. - 5 p.yard.

Benefits of Ownership a Blue Cross NC Vision Programme


Admission to both private practise and retail eye
doctors offering personalized, quality intendance


100% preventive care coverage
with routine vision exams


Access to top-rated
heart care partners – like EyeMed


Over 85 years of experience
providing insurance in Due north Carolina


Coverage effectually the state,
state and globe


Online tools that brand it easy
to manage your programme and your health

Frequently Asked Questions

How practise I use my vision insurance?

Using your Vision Insurance is as like shooting fish in a barrel as 1-two-iii:

  1. Choose an in-network middle doctor from our Find a Doc tool.
  2. Schedule your visit for a routine eye exam.
  3. Go in for your engagement and give them your ID Card. We'll handle the rest!

How practise I find an in-network medico?

We take an easy-to-use Find a Doctor tool that lets y'all search for an in-network eye medico. Yous can choose an middle medico nearest yous or who offers the services you want. You can also check to meet if your current eye doctor is in our provider network.

How exercise I submit a claim?

We submit claims for yous when you visit an in-network eye doctor. Merely if yous go to an out-of-network eye doc, you'll be responsible for filing your ain claims and may accept to pay a higher fee for services.

Can I use my insurance benefits online?

Yes! You tin use your insurance information at many online eye care centers. You can shop at:

  • LensCrafters
  • Target Optical
  • Glasses.com
  • ContactsDirect
  • Ray-Ban

You tin see a total list of network providers once you go a member at blue2020nc.com.

Does my vision insurance cover medical services like pink middle?

No. Vision insurance plans are only for diagnosing and treating vision related issues. If y'all visit your center doctor for a medical issue, like pink eye, dry eye, or eye surgery, yous would apply your regular health insurance as these are considered medical services.

How often should I visit the center dr.?

You should visit the middle doctor each yr – especially if you have vision loss or need corrective lenses. It can be hard to notice subtle changes to your vision, so it's important to visit your doctor each year. If yous take an eye disease or progressive vision issue, your doctor may crave yous to have more frequent visits.

Why should I become to the middle md if I don't need glasses or contacts?

Your middle health is straight related to your overall health. Going to the centre doctor tin can help detect serious diseases like diabetes, high blood pressure, or glaucoma. Your eye medico tin can also test for nerve or vision damage from diseases or spending too much time looking at a computer screen (blue low-cal damage). And they can discover vision loss quicker if you run into your eye doc for regular annual visits.

What is blue light and how can it touch on my eyes?

Blue light is emitted from our electronic devices similar computer screens, cell phones, TVs, etc. And our eyes are not very expert at blocking out blue calorie-free from reaching the sensitive parts of our optics – like the retina. This ways, likewise much blue light exposure tin pb to eye strain, vision loss, or macular degeneration. There are a few things y'all can practise to help with your blue lite exposure. Yous can add a blue light filtering tint to any of your prescription lenses. If you're ownership a full fix of frames and lenses, you tin can get 40% off of your prescription lenses with blue lite filtering.

Volition my middle doc dilate my eyes?

Maybe. Some eye doctors will dilate your eyes at every annual test. But others exercise non. If you lot are concerned virtually eye dilation, call your eye physician alee of your engagement to ask if this is common practise for them. Yous should program ahead if you're going to have eye dilation. Many heart doctors will not permit yous drive for an hour or more after your optics are dilated. Yous may besides need to wear protective sunglasses (provided by the doctor) until your dilation wears off.

Tin can I go to a private eye doc or practise I have to cull a retail center?

You can go to whatever in-network center doctor that you want. If you prefer to go to a larger retail center, like Target, that's fine. But nosotros do accept a broad network of private practice eye doctors. You'll get the same quality of care from both, only you might discover more frames and lens options at a private practice provider.

Can I change my vision plan if I need to?

You tin merely change your plan under certain circumstances. During the yr, y'all can simply change your vision plan if you have a qualifying life event similar a union, divorce, or birth. But yous tin can change to a new plan during our yearly open enrollment flow for new plans starting on January 1st.

Commencement Shopping

  • 1

    Plans cover an allowance on either contact lenses or traditional glasses lenses. You must cull to apply your do good on i or the other. Your programme does non cover an allowance on both.

  • ii

    Premium progressive lens costs are based on tier.

    • Tier 1: $25 copay, plus $85
    • Tier ii: $25 copay, plus $95
    • Tier 3: $25 copay, plus $110
    • Tier four: $90 copay plus lxxx% of retail less than $120 assart

  • INDVIS-EXAM, six/21 and INDVIS EP, 6/21

  • EyeMed is an independent company that is solely responsible for the services it provides. Information technology does not offer Bluish Cross or Blueish Shield products or services.

  • All other marks and trade names are the belongings of their respective owners.

  • Blueish Cross NC does not recommend, endorse, warrant or guarantee any specific vendor, product or service available under or through third parties.

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Source: https://www.bluecrossnc.com/shop-plans/vision-insurance-plans